I have a few questions regarding organization types and funding. Two friends and I are in the planning stage (as in Business Plan mostly written, and optimistic about actually making money) of starting a brick and mortar store. We intend to be organized as an LLC for a variety of reasons (yes, including not being personally liable if the company's sued). We've done the research of how to go about forming an LLC, and know all the licenses and permits we need in order to open. We have no money.
SO! Do we need to be registered as an LLC in order to go to, say, a bank and get a loan? What other paperwork should we have filed before seeking funders?